C.Rayz's photos with the keyword: carder bee

Any help with an ID would be greatly appreciated, the ones it seems to match closest have no business in our garden, but thats where these bees where using moss to either cover a queen or a nest this fall. Update: Thanks to Andy Philips for getting me a correct ID.

I've looked and looked for an accurate ID on these bumble bees and as yet it most resemebles the Carder bee family but still can't tell which ones. Update: Thanks to Andy Philips for getting me a correct ID.

These bees are as yet unidentified, they were found gathering moss to cover what we assume is the queens hibernation spot this fall.