Ice and icebergs

This is what is known as Armstrongs Point, south west of the City. This is all frozen over now. Thermometer Reg[isters] 27 deg. of frost tonight. The Ice is about 18" thick; it will average 4 + 5 ft. You see the Cross on the picture. This is Miss Spence's house made fully modern this spring. We have done the painting. The picture shows the River fully 15 ft. above the ordinary level." This message is across the entire back so there is no indicate of sender's or recipient's names. On the front is noted, "These Photos were printed in England". No indication of the publisher. It is an undivided back card.